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1.is reluctant to 不愿意；不情愿
She's reluctant to take all the credit.
她不愿接受所有荣誉。
2.capital fleeing 资本外逃
Underground private banks are important channels for domestic criminal capital fleeing.
地下钱庄是国内犯罪分子资本外逃的重要渠道。
3.accumulate积累
By investing wisely she accumulated a fortune.
她投资精明，积累了一笔财富。
4.substitute 替代者
Paul's father only saw him as a substitute for his dead brother.
保罗的父亲只是把他当作他死去的哥哥来看待。
