可可电台，每期节目一话题，让英语磨练耳朵的同时学到更多有益的小知识，丰富知识的同时受益于生活。

Waste your life

浪费生命

You spend money on things that don't matter

你在无关紧要的事情上浪费了太多钱

In fact, I know people who can't pay their mortgage,but still have the fanciest gadgets on the planet.

我其实知道大家支付不起房产的抵押贷款，但却对最时尚最新款的科技玩意却照买不误。

If you stop to think about it, there is very little that we actually need.

其实，如果你不想拥有这件东西的话，那么，我们真正需要的东西就很少。

Food, water, shelter and love are some of those things. All the rest are just bonuses.

吃的、喝的、住的、爱都属于我们生存之所需。其余的都只是属于可有可无的东西而已。

So look at what you're spending your money on and see if you can make adjustments. Maybe you can use the money you save to invest in your future.

所以，看看你自己花的钱，看看是否可以对该花的钱和不该花的钱调整一下。也许你可以用省下的钱为你的未来做投资。

【知识点津】

mortgage 抵押 抵押单据，抵押证明 抵押权，债权

例句：

Thousands of its customers are in arrears with loans and mortgage payments.

有数千客户拖欠其贷款和抵押贷款还款。

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