Recently we talked about cash. Now it's time to talk about credit cards and credit: 我们最近刚分享过“现金”，今天要说说“信用卡”和“信用”的相关英语用法。

其实除了信用卡，credit这个词还有非常广泛的用途

Take credit for something: 抢别人的功劳

We can't take credit for today's show. It was a request from our user Candy: 今天的节目主题不是我们的功劳，是听众Candy的建议。

信用卡

Credit card: 信用卡

与cash不同，它是可数名词。例如：I have several credit cards: 我有几张信用卡。

Buy something on credit: 用信用消费

Pay with/by credit card: 用信用卡支付

Put it on a credit card: 用信用卡付

这个说法native speakers常用，常含有其实超出了经济能力，但先刷卡、以后还的态度。

Credit card debts: 信用卡债、欠款

Credit card companies charge extremely high interest rates: 信用卡的透支利息特别高。

Pay off your credit card bill/debt as soon as possible: 越早还款越好。

Automatic credit card payments: 信用卡自动还款

Credit history: 信用历史、信用记录

Credit score: 信用分数、评级

Personal credit history/score: 个人的信用记录、信用分数

Credit check: 信用调查、核查

Do a credit check on someone: 针对某人做信用调查（国外申请贷款之前都会做）

你不知道的credit妙用

下面这组用法中，credit都是功劳的意思。对于职场的朋友来说，这些说法句句扎心！

Give credit to someone: 把功劳归给某人

I want to give (special) credit to Adam for his work on this project: 我想特别赞许Adam在这个项目上的贡献。

Take credit for something: “拿”功劳

常用于否定形式can't take credit for it，用于表达谦虚或者指不公平地抢了别人的功劳和荣誉。

I can't take full credit for it. It was a team effort: 不都是我的功劳，是整个团队的努力。

Give credit where credit is due: 把功劳归给应该归的人。

Deserve credit: 实至名归

She deserves credit for the team's victory: 团队的胜利主要是她的功劳。

没做事，但邀功

Take credit for someone else's work: 夺取别人的功劳、把应属于别人的功劳占为己有

My boss always takes credit for the employees' work: 我老板总是把员工的功劳占为己有。

Give credit to the wrong person: 功劳给错人

You must analyze the situation and avoid giving credit to the wrong person: 一定要分析情况，别把功劳给错人。

Get credit for: 得到表扬、认同

经常是没有功劳有苦劳、或者虽然结果不如预期，但也努力了的意思。

The outcome wasn't good, but you worked hard. You still get credit for your effort: 虽然最后结果不理想，但你努力了，所以还是值得表扬。

Be credited with: 归功于，有时指不一定实至名归

Thomas Edison is credited with inventing many things: 爱迪生被认为是很多东西的发明者。

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