Steven: We need to figure out how much money we've spent and what we've spent it on.
Julia: Why?
Steven: Well, I think we should save more. If we save more money we can retire earlier and enjoy our life better.
Julia： Really, well, OK. Get the receipts out.
Steven: Let's see. We spent $700 for our home loan payment, $300 on groceries, $75 on utilities, $250 on gasoline, $100 on books, and $400 on entertainment last month.
Julia: That's $1 825.
Steven: We put $500 into the savings account, and $750 into our stock account.
Julia: $3 075. Our paychecks is $3 300, combined. That means we don't have any receipts for $225.
Steven: Right. Stop thinking about it. Where do you think we can save more money?
Julia: Well, we could eat in more often. That $400 for entertainment is mostly going to restaurants.
Steven: Yeah, that's a good idea, and you like to cook.
Julia: All right.

史蒂文：我要算算我们花了多少钱而且都花在什么地方了。
茱莉娅：为什么？
史蒂文：哦，我想我们该多存一些钱了。如果我们多存些钱就可以早一点退休，更好地享受生活呀。
茱莉娅：真的，哦，好的。把收据拿出来。
史蒂文：让我看看。上个月有房屋贷款700元，食品杂货300元，水电费95元，汽油费 250元，书100元和400元的娱乐消费。
茱莉娅：总共是1 845元。
史蒂文：我们存了 500元到储蓄账户。还存了750元到股票账户。
茱莉娅：那就是3 095元。我们的薪水加起来是3 300元，那意味着有一项225元的支出没有收据。
史蒂文：对。不要想了。你觉得我们可以在哪些方面省钱？
茱莉娅：哦，我们可以多在家里吃饭。400元娱乐费大都花在餐馆了。
史蒂文：是的，这个主意不错，况且你也喜欢做饭。
茱莉娅：那好吧。