下面我们再作一组练习, 一方面再学学今天这一课的语法, 一方面也可以学一 学在美国人们用信用卡的种种规定, 比方有固定收入的人才可以申请信用卡, 顾客用信用卡买东西必须在账单上签名, 除了银行,大商店也可以发信用卡给 信用好的顾客等等. 练习的作法是老师念一个有从句的被动语态句子, 比方 "申请信用卡的人必须交出他们的财务方面的资料." People who are applying for a credit card are required to supply their financial information. 请你用商店作 主语把句子改成主动语态, 所以答案就是 "商店要求申请信用卡的人交出财 务方面的资料." The store requires people who are applying for a credit card to supply their financial information. 这组练习里的句子比较长, 请你特别注意听, 每作完一句, 老师会念出正确答案给你听.

M: People who have regular incomes are permitted to apply for a credit card.

F: The store permits people who have regular incomes to apply for a credit card.

M: People who are applying for credit cards are required to supply their financial information.

F: The store requires people who are applying for credit cards to supply their financial information.

M: People who make regular payments are allowed to use credit cards.

F: The store allows people who make regular payments to use credit cards.

M: People who have credit cards are authorized to spend money with them.

F: The store authorizes people who have credit cards to spend money with them.

M: Customers who have credit cards are encouraged to use them.

F: The store encourages customers who have credit cards to use them.

M: Customers who use credit cards are asked to sign the bills.

F: The store asks customers who use credit cards to sign the bills.

三.听短文回答问题

现在我们来作这一课的听力测验. 今天我们要听的文章是介绍美国人用信用 卡的情况.文章里不但提到什么是信用卡,为什么许多美国人买东西不用现款, 不开支票, 而用信用卡, 文章也解释了用信用卡的种种规定和信用卡的种种 用途. 文章里的词汇都是我们以前学过或是刚才练习过的.

现在请你注意听.

Americans spend a lot of money in their daily lives. Working people spend money on transportation to and from work and on various expenses throughout the day. Americans enjoy shopping and buy many things that they need and want. They spend a lot of money on entertainment. They buy sports equipment, go to sporting events and do many things that cost money.

However, many Americans don't pay cash or write checks for these things. More and more they pay for things with credit cards. Credit cards are small, rectangular plastic cards.

Banks give these cards to their customers. When the customer buys something at a store, he shows his card at the store. This authorizes the store to charge the bank for the customer's purchase. The bank collects all the charges for each customer. Then once a month the bank requires the customer to pay all the charges for that month. The bank does not force the customer to pay the full amount. It allows the customer to pay for the charges in several payments over a period of time.

However, the bank requires the customer to pay interest on the unpaid part of the charges.

In this way the bank allows customers to buy things they cannot afford at one time.

People can use the card to buy what they want and pay for it over a period of time.

They also do not need to carry a lot of money.

刚才那篇文章如果你没有全部听懂, 没有关系, 等一会儿你还有机会听. 现在 我们先把今天测验的三个问题听一遍.

第一个问题是:

M: How do Americans pay for things they buy?

第二个问题是:

M: What is a credit card?

第三个问题是:

M: What are some of the advantages in using credit cards?

现在我请英文老师用慢速度再把整篇文章念一遍.

Americans spend a lot of money in their daily lives. Working people spend money on transportation to and from work and on various expenses throughout the day. Americans enjoy shopping and buy many things that they need and want. They spend a lot of money on entertainment. They buy sports equipment, go to sporting events and do many things that cost money.

However, many Americans don't pay cash or write checks for these things. More and more they pay for things with credit cards. Credit cards are small, rectangular plastic cards.

Banks give these cards to their customers. When the customer buys something at a store, he shows his card at the store. This authorizes the store to charge the bank for the customer's purchase. The bank collects all the charges for each customer. Then once a month the bank requires the customer to pay all the charges for that month. The bank does not force the customer to pay the full amount. It allows the customer to pay for the charges in several payments over a period of time.

However, the bank requires the customer to pay interest on the unpaid part of the charges.

In this way the bank allows customers to buy things they cannot afford at one time.

People can use the card to buy what they want and pay for it over a period of time.

They also do not need to carry a lot of money.

现在请你回答下面三个问题. 每回答一个问题, 老师就会念出正确答案给你 听, 让你作个比较, 看你答对了没有.

第一个问题是:

M: How do Americans pay for things they buy?

F: They pay cash, write checks or use credit cards.

第二个问题是:

M: What is a credit card?

F: It is a small rectangular plastic card which is used for money.

第三个问题是:

M: What are some of the advantages in using credit cards?

F: People can buy things that they cannot afford at one time. They also do not need to carry a lot of money.