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    1. Where the insured amount is lower than the insured value, the insurer shall indemnify in the proportion that the insured amount bears to the insured value.
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    2. Where the insured amount is lower than the insured value, the insurer shall indemnify in the proportion that the insured amount bears to the insured value.
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    3. If the insured amount of double insurance exceeds the insured value, the total amount of compensation made by all insurers shall not exceed the insured value.
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    4. If the insured amount of double insurance exceeds the insured value, the total amount of compensation made by all insurers shall not exceed the insured value.
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    5. In the case of under-insurance, the insurer shall acquire the right to the subject matter insured in the proportion that the insured amount bears to the insured value.
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    insured person
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    disappearance of insured person
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    a person with high aspirations and determination an observant and conscientious person
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    Healthy person accompanying sick person
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    The virus is easily transmittable from person to person
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