n. 信用,荣誉,贷款,学分,赞扬,赊欠,贷方
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61. A) Many young Americans will never be able to pay off their debts.
62. B) They haven't developed a credit history.
63. D) It will affect their future spending power.
64. B) They may experience a financial crisis in their old age.
65. C) Their clients leave their debts unpaid upon death.
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