Question 61 to 65 are based on thefollowing passage.

When we talk about Americans barely intoadulthood who are saddled with unbearable levels of debt.the conversation isalmost always about student loan debt. But there’s a growing body of ?suggesting that today’s young adults are also drowning in credit card debt—and that many of them will take this debt to their graves.
More than 20% overspont their income by more than $100 every single month. Since they haven’t built up theircredit historios yet,it’s a safe bet that these young adults are paying relativelyhigh interest rates on the resulting credit card debt.

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61.What is the main ider of the first paragraph?
A) Many young Americans will never be ableto pay on their debts.
B) Credit cards play an increasinglyimportant role in college lift.
C) Credit cards are doing more ? than studentloans.
D) The American credit card system isunder cnticism.

62.Why do young people have to pay a higherinterest on their credit card debt?
A) They tend to forget about the deadlines.
B) They haven’t developed a ? history.
C) They are often nabte to pay sack intime.
D)They are ? in managing money.

63.What is said to be the consequence ofyoung adults relying on credit cards to make ends meet ?
A) I will place an unnecessd on society.
B) It will give their to work hard.
C) It will exert psy pressure on them.
D) It will affect their future spendingpower.

64 What will happen to young adults iftheir credit card debt keeps accurnufating a lucia dunn?
A．They will have to pay anincreasthgly higher interest tate.
B．They may experience a crisis intheir old age.
C．Their quality of lift will toaffected.
D．Their credit way be cancelled.

65 what does Lucia Dunn think might be diskfor the credit card issuing banks?
A．They go bankrupt as aover-lending
B．They lose la
C．Their client
D．Their interest ratcs have to bereduced now and then.
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