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1.tightwads n. 吝啬鬼
You can never make a tightwad spend his money freely.
你不可能动到他的钱，因为他很小气。
2.thrifty adj. 节俭的；节约的
Be thrifty and hardworking in whatever undertaking you are to start on.
办任何事都要勤俭。
3.withdraw vt. （从银行） 取 （钱）
Open a savings account that does not charge ridiculous fees to withdraw money...
开一个取款时不会乱收费的储蓄账户。
4.penalty n. 惩罚；刑罚
