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1.transform v. 转换；改变；改造；改善；使改观；使改头换面
例句：The Minister said the Urban Development Corporation was now transforming the area.
部长声称城市开发公司如今正使该地区改头换面。
2.mortgage n. 抵押；按揭（由银行等提供房产抵押借款）；按揭贷款
例句：Thousands of its customers are in arrears with loans and mortgage payments.
有数千客户拖欠其贷款和抵押贷款还款。
