1. have a hard time

度过困难时刻；过得困难；步履艰难

eg. We will have a hard time getting justice.

我们将有一个获得公正的困难时期。

eg. For many people, dollars are an abstraction: they have a hard time directly associating money with the work that they do.

对很多人来说，金钱是一个抽象的概念：他们难以直接把时间和他们工作所带来的金钱挂起钩来。

2. on top of

另外；熟练掌握；在…之上；紧接着

eg. Put this book on top of the others.

把这本书放在其他书的上边。

eg. On top of it all, our bank crisis is not over.

最为重要的是，我们的银行危机还没有结束。

3. regard with

对……持……态度

eg. In fact, people may be always with no regard with these rules.

事实是，人们往往对这些条例视若无睹。

eg. This is because a demand is imposed upon them by someone they regard with respect, and the demand itself is inherently impossible to fulfill.

这是因为施加一条要求的人是他们所尊敬的人，而这种要求本生却是没有可能实现的。