1.bank account 银行存款；银行往来账

Should every child receive a bank account at birth?
每一个孩子出生时都改有个银行账户吗？

Or deposit to the following bank account.
或存到本人以下银行户口。
2.clean up 打扫；赚钱；整顿；痛打

Many clean up supplies are available from hardware stores.
很多清理用品都可以从五金店买到。

Experts in japan have warned it could take more than 30 years to clean up the fukushima daiichi power plant.
日本专家说，要彻底清除福岛第一核电站的污染将至少花费30年的时间。
3.take effect 生效，奏效

The capital requirements would take effect in 2012.
最低资本要求将于2012年起生效。

Beyond this, the famous law of diminishing returns begins to take effect.
超过了这一界限，报酬递减规律就开始起作用了。

4.fail to 未能

Things change and when you fail to grasp that truth you suffer.
世事变迁，而且你也未能领会承受折磨的真相。

Every year flying cars fail to take to the skies is a disappointment.
每一年，天空中都未能出现飞翔的汽车，这真是令人失望。